We opened this insurance shop 20 years ago.
We sell insurance products to Oregonians, and beyond. Our focus has always been the small business owners and their families, and we work hard to address all their insurance needs. We are agents for Farmers/Zurich, and broker with other specialty carriers. Our customer-first approach even takes us to Lloyds of London if the risk is unique, and insurance difficult to find.
We don’t just sell insurance. We provide professional advise, and build our business on relationships and excellent customer service. We help the buyer with identifying their exposure, risk tolerance, and protection needs, and we then tailor insurance coverage accordingly. At Moiz Ali Group we embrace the best in information technology, education, and professionalism to provide world-class customer service.
Give us a try!
We have been appointed by the Federal Government to help enroll Oregonians in health care. Contact us and we will help you enroll in a health plan of your choice.
- Call us to set up an appointment so we can enroll you (and your family). You may want to keep the same coverage, or get a different plan, and we will be able to help you with this. Remember, you have till December 15th to enroll in order to have your new coverage effective January 1st, 2015. If you enroll after December 15th, then your coverage will start February 1st. See the attached checklist, and bring everything with you.
- Self-enroll yourself by going through healthcare.gov. Make sure you type in our agent number 669712 when enrolling. That way we will be able to help you with any issues down the line with the re-enrollment process. We, however, recommend that you do this with us. We want to make sure you are getting the right coverage, tax credits, and/or cost sharing.
- If you bought your coverage directly from the provider (i.e. Kaiser, Providence etc), and you don’t expect to make any changes, then you will be auto enrolled by the provider. In any case, check with us.
We also offer health insurance from Kaiser Permanente, Moda Health & Providence.
In light of the new Federal Health Reform, insurance plans that are affordable and can meet your specific needs can only be tailored after finding out more about you, your family or your organization. Therefore we request that you write to us or call before signing up.
We offer Group Health Insurance.
In light of the new Federal Health Reform, insurance plans that are affordable and can meet your specific needs can only be tailored after finding out more about you, your family or your organization. Therefore we request that you write to us or give us a call.
We take pride in insuring small businesses in the Pacific Northwest, and around the country. We understand the need to properly address risk exposure, and craft coverage that is cost effective yet adequate. Some of the type of businesses that we insure are listed below.
Auto Sales & Service
Our “All-Risk” physical damage auto dealer policies can be tailored to include:
Title Errors & Omissions
Truth in Lending Errors & Omissions
Product Deficiency Liability
False Pretense Coverage
Dealers Drive Away Collision Coverage
Auto Service & Parts:
We have a big appetite for all types of auto related businesses, including:
Auto Parts Stores, Automotive Dismantlers, Automotive Glass Repair
Body, Paint & Upholstery Shops, General Automotive Repair
Stereo & Alarm Installation, and Window Tinting & Graphics
Liquor Production & Sales
If you have a wonderful body, texture, richness & smoothness, then we want to talk to you.
We understand that wine making is an art, and requires a delicate balance between crop selection, craftsmanship, and brand building. We will tailor a program for your winery that address exposures from planting/growing, harvesting, fermenting, bottling, to marketing, tasting & selling.
Beer & Spirits
We have expertise in addressing the insurance needs of boutique distilleries and
Whether you plan to make your own mash from local ingredients, ferment, distill, and bottle it, or your plan is to buy bulk spirits and process and polish them to your liking, you will need a comprehensive insurance policy that addresses your unique exposure. Our plan will offer you the traditional property and liability coverage. We will then craft your policy with additional endorsements that offer off-premises liability, product liability, “spirits & wine at market value”, equipment breakdown, business income, leakage, tasting room, and special events coverage.
We offer policies that address the unique exposures of establishments that sell liquor for consumption on premises (bars, taverns, nightclubs, and tasting rooms etc), and those that sell for consumption off premises (stores, gas stations, distributors etc).
We can tailor an insurance package that includes:
- Commercial Liability
- Building Coverage
- Inventory Coverage
- Liquor Liability
- Business Income
- Trade Show
- Equipment Breakdown
- Workers’ Compensation
- Commercial Auto Coverage
- Tasting Room Coverage
- Special Event Coverage
- Transit Coverage
General Liability Insurance program for small contractors starting at $650/yr.
Contractors License Bonds starting at $73.00/yr*
Same day quotes, insurance & certificates.
All insurance companies rated A by AM Best.
Following trades are eligible:
Communication Equipment Installation
Concrete Construction & Flat Work
Plaster & Stucco
Septic Tank Installation
Siding & Gutter
Tile & Stone Work
This program is priced aggressively for small contractors. A small contractor is up to $200,000 in sub cost, $500,000 in payroll, and no more than $1.5 million in receipts. No service fees for Additional Insured Endorsements. New ventures welcome.
*Price based on Ultra Preferred tier of a $10,000 bond.
We also offer insurance programs and bonds for Commercial General Contractors.
A business owners single greatest risk of lawsuit is from present or past employees.
Such lawsuits can allege anything from discrimination to sexual harassment, and wrongful termination. The Employment Practices Liability Insurance (EPLI) policies we provide cover a wide spectrum of employment related claims, including claims by third parties (ex. customers), and punitive damages. This coverage can be bundled up with your business policy, or a stand-alone policy can be issued. We can usually provide you same-day quotes on these policies.
Gas Station & C-Store
Operating a gas station is not without risk. Thousands of gallons of flammable petroleum products create not only fire and explosion hazard, but also the potential of contamination due to tank leakage. Liquor sales, cash handling, 24-hour operation, servicing of vehicles, and potential of tank or equipment failure create unique exposures that must be adequately addressed.
We specialize in insuring small and large gas stations, and have learned a lot about this business since we insured our very first one in 1995. We understand insurance requirements imposed by banks, franchisors, and licensing and regulatory agencies, and have systems in place to help you comply with industry requisites.
Hotel & Motel
We have been insuring hotels and motels since 1995. We understand this business, and we know very well what it takes to compete in the hospitality insurance business. You can count on us for world-class coverage at very competitive prices.
We can address all needs of a hotel operator:
- Auto & Courtesy Vans
- Commercial Umbrella
- Employment Practices Liability
- Liquor and Dram Shop
- Multi-state Exposure
- Property & Casualty
- Workers Compensation
Discounts are available if you belong to a hospitality organization like AAHOA, or a franchise.
We offer a very competitively priced product targeted at technology professionals with less than $500,000 in revenue and 3 or fewer consultants. The all-in-one policy has minimum premiums starting at $995 for BOTH Professional Liability and the Professional Office Package. Our MicroTek Pak is big coverage for small technology businesses.
Our MicroTek Pak is ideal for:
Business IT Consultants
Computer Repair & Custom Hardware
IT Support & Security
Specialty programs are available for larger firms.
Our agency will help you procure pollution liability insurance to protect your business.
We have several markets available that will insure your business against ground contamination claims and action by state regulatory agencies and affected third parties. Our policies will pay to clean up your site, and reimburse you for all related legal and professional fees.
We are the Go-TO place for restaurant insurance in the Pacific Northwest.
Our packages can be custom tailored to your needs, and include the following benefits:
- Non-Audited Policies. You pay based on your square footage, not your sales.
- Automatic coverage for seasonal increase in inventory
- Business Income Coverage for up to 18 months
- Contamination Shutdown Coverage
- Comprehensive Equipment Breakdown Coverage
- Employment Practices Liability Insurance
We understand that here in the Pacific Northwest eaterie come in all shapes and sizes. We are therefore prepared to insure the following:
Fine dining restaurants
We offer Workers Compensation Insurance in several states including Oregon.
We have a market to place difficult and high risk cases including clients with loss ratio problems.
- Sail Boats
- Outfitters & Guides
- Recreation & Sports
We are here to provide affordable insurance to charitable organizations that make Oregon a better place to live. Our companies provide E&O, Professional Liability, and D&O coverage for directors & officers, volunteers, and employees of non-profits. Please contact us for more information.